What Private Lenders Do
A private lender is usually an individual who uses their capital to finance investments, such as real estate, and profits from interest paid on the loan. Private lenders are not affiliated with a bank or other financial institution and instead interact directly with the borrower.
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A private lender could be anyone who want's to participate in real estate, but prefers earning interest income on their money.
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A private lender could also be a a real estate investor (of all expert levels) interested in lending on a real estate deal and making double digit returns on their money.
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Step 1 — Connect With Us
Share your interest in participating as a private lender HERE.
Step 2 — Receive Project Details
When we have a property under contract, we share the project structure and proposed loan terms.
Step 3 — Review & Approve Terms
You decide whether you want to lend on that specific project.
Everything is negotiated privately between you and the borrower.
Step 4 — Collateralized Loan Secured
The loan is secured by recorded documents (such as a mortgage or deed of trust), with agreed-upon terms.
Step 5 — Loan Maturity & Repayment
You are repaid according to the mutually agreed loan agreement.
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Note: You are acting solely as a lender in a private borrowing transaction — not purchasing securities or investing in a fund.
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✔ Fully Transparent Borrowing Terms
We provide clear documentation, timelines, exit strategy, and project details.
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✔ Secured Borrowing Structure
Every loan is backed by real property collateral with recorded documents and an escrow agent if applicable.
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✔ Experienced Project Management
We handle acquisition, rehab, and sale/exit/refinance — so lenders have clear expectations.
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✔ Direct Borrower–Lender Relationship
You choose which specific loan terms you want to participate in.
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✔ Professional Communication
From closing to payoff, lenders receive updates and clear communication about major project milestones.
Recognized Lenders and Brokers we have worked With
Disclaimers:
1. KESTATES, any affiliated companies and representatives are not licensed financial advisors, please seek financial advice from a licensed professional.
2. This is not an offer of securities, shares or equity in any real estate. Any participation as a private lender involves a direct borrower–lender loan agreement that you may choose to enter into at your sole discretion. All lending decisions must be made independently. All loans carry risk
3. State and federal restrictions apply.
Private Lender looking to Lend
Are you interested in lending to us on any of the deals we come across? Please fill out the form below